About Cindi
Cindi Schaub

Karatbars International/Freebay AG

What I do
I help people change their spending habits into savings habits, 1 gram at a time.  I encourage you to pay yourself first! Freebay is an e-commerce company with no fees or contracts.  Gold Bullion "Life Cards" are PRIVATELY issued, can be stored for free offshore, or delivered via FedEx.  I can show you how to manage your own account, using your smart phone or computer.

BA, University of La Verne, 1999

MA, University of La Verne, 2001

C & C Tutoring K-Exchange

DSM Legacy K-Merchant
Clear Multiple Subject Teaching Credential
TEAM Referral Network Past President

LA County Mounted Assistance Unit Evaluator

Equestrian Trails International Corral President

Why I do it
I have always believed in planning, and gold acquisition just makes sense.  But, I didn’t know where to get it, how I could afford it, or how to use it.  I’m so excited about this simple, sensible, and realistically doable program.  Just decide how much you want to save, set up an automatic deduction, and forget it.  So, what’s better than owning a little gold?  The feeling that comes from paying this great concept forward to family, friends, and people I care about!


Secure Your Future - Pay Yourself First!